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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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We have been married a long time and my husband has a lot of medical problems. I anticipate in the near future he will need a nursing home. In order to help preserve our assets we are thinking about a divorce. How long in advance do we have to do this before he can make a claim for Medicaid?
You can divorce your spouse no matter what, assuming you have grounds according to your state's laws. What the article explains is that you can't have a friendly divorce, give all the assets to one spouse, and then claim Medicaid for the other as a way of - not to put too fine a point on it - cheating the system.
It's pretty sad that a family/couple can't do as they please while finalizing end of life care. Being married is pretty d*mn important to many couple, for a variety of reasons, and having to sever your marriage in order to receive proper assistance – without wiping out the other partner – is abhorrent. What a disgusting country we are ...
I hope you can divorce your husband if you want to! But if there is suspicion that you divorced just to get medicare...they might investigate. But how would they even know why you divorced..so I think it would be really hard for them to do anything. If my husband has to go into assisted living or nursing, I will probably divorce him...but we have long term care insurance...just for that reason so it won't deplete our savings, etc.
i do not understand that every state has different rules for medicaid my spouse is in a nh on mass health /medicaid..i the community spouse wants to move back to Fla because of health and transfer my spouse there also the nh there..owners of mass nh are out of Fla so why do I have to apply all over again there..also is there a six month resident waiting period?
I have actually thought about this ...possibility of a divorce...my husband is much older than I am..by 18 years...and currently his health if getting worse and worse and at this point he can hardly walk. He is still able to remain at home. Anyway, I personally, don't think it's fair to use all of our assets for his care as I will need assets to live on for the rest of my life which might be 30 more years if I'm lucky. I do have LTC insurance on both of us. His is for a term of 5 years but if he needs longer then that it might be a problem. Any suggestions for married couples in this type of situation. Thank you.
Medicaid is onto this type of planning and will simply claim his half of the assets, with or without a divorce. So many people did this in the past that Medicaid now sees it as hiding assets, and goes after them.
My dad had a terrible wife who always threatened divorce for 30 years. He didn't want to because she threatened to take all his hard earned money. He just always hoped she'd die first. He got diagnosed w/Alzheimer in 2008. In mid-2012 she was fed up & was just plain going to divorce him w/her "hot shot lawyer," as she threatened him, & would "take all." He plummeted in his health & signed over his estate to my step bro. (Dad's wife's son) who was fattening the cow & made him his conservator. He was acting like he was on my dad's side in his increasing apathy. Then he was his representative in Dad's divorce to his mom. It wasn't an equitable divorce. They had 1.8 million. Does this sound legal or like medicaide fraud?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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If I divorce my husband, will he be eligible for Medicaid?
my spouse is in a nh on mass health /medicaid..i the community spouse wants to move back to Fla because of health and transfer my spouse there also the nh there..owners of mass nh are out of Fla so why do I have to apply all over again there..also is there a six month resident waiting period?